Just Say No to Debit

I know it's part of human nature and a whole industry is built on debit. But if you have the choice and ability, say no to debit. Credit is all one needs. It's good that someone is actually saying, "I trust u to pay me back later". Am i looking at this wrong. Debt is good. America was founded on debt. It owed $ mucho to France (which supposedly their king lost his head to...) If u owe $ (as long as u make the payments), your debtors have an incentive to see u survive. Our forefathers knew this, and so should u!!

Frustrating eTrac Commuter Card

When I use in the nyc subways, I have to enter the transaction type as "credit" but I swear that thing is a "debit" card because it doesn't let me purchase metrocards pass my balance.